Honoring the fallen.
Serving those who served.
This Memorial Day, we pause to remember the men and women who gave everything for our freedom. Their sacrifice is the foundation of every legacy we help families build.
"All gave some. Some gave all." — We carry their memory forward in the work we do every day.
Founded on service. Built on 25+ years of expertise.
Capital Legacy Insurance was founded by Chester Clark, a proud United States Navy Veteran. The discipline, integrity, and commitment to mission learned in uniform carry over into every plan we build — for veterans, for spouses, and for the families they love.
With more than 25 years in Medicare, life insurance, annuities, and 401(k) rollovers — and an incredible team of licensed professionals — we walk every client through their decisions step by step. No pressure. No jargon. Just honest guidance from people who believe service is a calling.
- U.S. Navy Veteran ownership
- 25+ years of industry experience
- Licensed nationwide
- Independent — we shop the market
- Step-by-step guidance, every client
- NPN: 15734188
A team that has your six
Behind every conversation is a team of licensed advisors, case managers, and enrollment specialists — all aligned around one mission: protect what you've built and pass on a legacy worth remembering.
The benefits you earned — coordinated with the coverage you need
VA benefits, TRICARE, Medicare, and private coverage can overlap in confusing ways. We help veterans and surviving spouses make sense of all of it.
VA-aware Medicare guidance
We help veterans coordinate VA benefits, TRICARE for Life, Medicare Parts A/B, and Part D so nothing is duplicated and nothing is missed.
Life insurance beyond SGLI/VGLI
Independent comparisons across leading carriers — including options for veterans with service-connected conditions.
Survivor & legacy planning
Coordinated planning around DIC, survivor benefits, beneficiary designations, and tax-aware legacy strategies.
Family-first support
Spouses, surviving spouses, and adult children get the same step-by-step attention as the policyholder.
Thank you for your service.
Whether you're transitioning to Medicare, reviewing life insurance, or planning a legacy for your family — let's talk. No cost, no pressure, just honest guidance from a fellow veteran and his team.